Corporate and Public Sector Finance

- No Need to Compromise
  
  You don’t have to postpone or delay putting the latest and best equipment/software to work for you. Enjoy productivity improvement with the right tool for the job.
  
  100% Financing
  
  Leasing offers you the productivity of the equipment/technology you require while meeting cash flow needs. Additionally, “soft” costs such as installation, freight, or equipment set up and service contracts can be included in the monthly payment.
  
  Provides a Hedge Against Inﬂation
  
  Lease payments are fixed and allow you to pay for today’s equipment/software with tomorrow’s dollars as you earn them.
  
  Preserves Cash and Credit Lines
  
  Leasing is a proven way to conserve capital while
  acquiring needed equipment/software. Leasing does not tie up existing credit lines. It allows you to keep capital available for critical areas such as personnel, inventory, or advertising.
- Low Monthly Payments
  
  We can customize a lease plan that will fit your budget needs. Payments can be lower than conventional financing.
  
  No Down Payment
  
  This preserves and protects your cash flow, making your money available to work for you rather than sinking it into a depreciating asset.
  
  Flexible Lease Terms
  
  Choose from a variety of lease terms to suit your individual needs. We will quote all options so you can make an informed decision.
  
  Option to Buy
  
  If you decide you want to own the equipment/software at the end of the lease, simply pay the amount specified in the terms of the lease.
  
  Easier Budget Forecasting
  
  Fixed monthly payments allow you to accurately forecast
  budgets.
- We understand the government procures more than $200 billion
  in IT products and supporting services annually. When we talk
  about the public sector, we’re recognizing 90,000+ government
  organizations—in 50 states—that are governed by financial
  regulations and laws. We offer option year financing plans to
  help you purchase what you need to keep your mission on track, while
  paying for it over multiple fiscal years.
  
  We’re here to help the public sector navigate through this by offering:
  
  • A wide range of financing options to meet customer needs
  • Flexible terms, conditions and agreements to satisfy the changing needs
  • 12- to 60-month terms
  • Flexible payment frequency
  • Non-appropriation language
  • Financing options for the total solution: equipment, software and services
- What kind of technology can be leased or financed?
  
  Our financing options are able to finance technology solutions, including hardware, up to 100 percent software, telecom equipment, point-of-sale
  systems, data capture and inventory management solutions, managed services, ongoing maintenance, digital signage and many other types of technology products and services.
  
  What is required to qualify for a lease?
  
  Leasing options can be provided for a variety of technology solutions. The minimum required amount is $5,000 and there is no maximum amount. Leasing terms range from 12 months to 60 months and payments can be structured according to your needs. A simple, one-page application is usually all that is necessary from you for opportunities up to $250,000. Over that amount, a financial package is necessary, unless your organization is a publicly traded company.
  
  How long does the leasing process take?
  
  Our financing options provides a simple and convenient leasing process. Requests for up to $250,000 can be done in a matter of hours. After your organization has been approved, documents are sent for signing. Once we receive signed documents, a purchase order will be issued to you. Payment is issued in full after the customer verifies delivery and acceptance of the solution.
  
  Are lease rates variable?
  
  No, our lease rates are fixed and will not increase or decrease during the term of the lease.
  
  What happens at the end of the lease term?
  
  End of term options vary based off lease type. Fair Market Value (FMV) leasing provides the greatest flexibility, allowing you to extend your lease, return the equipment or purchase the equipment at FMV. $1 buyout leasing will allow you to own the equipment at the end of the lease, but other options are available for equipment disposal if you choose to acquire new technology.
  
  Are lease payments tax deductible?
  
  The current tax code allows a business to deduct up to a specified amount on a FMV lease. Customers should consult their accountant for the specific application to their business.
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